Kelly Shea

Loan Officer

NMLS# 997058

303-204-9351

kelly@resolutelending.com

Kelly Shea Loan Officer

Blog

DIY Home Improvements: When to Do It Yourself and When to Call the Pros

DIY Home Improvements: When to Do It Yourself and When to Call the Pros

Taking on a home improvement project yourself can be rewarding—and it may even save you money. But not all DIY efforts increase your home's value. Some may do the opposite. If you're planning to make updates before selling or refinancing, it's impor

Jul 17, 2025 | Purchasing a Home

FHA Loans vs. Conventional Loans: Which Is Better for First-Time Buyers?

FHA Loans vs. Conventional Loans: Which Is Better for First-Time Buyers?

When buying a home as a primary residence, many borrowers find themselves comparing FHA loans and conventional loans. Both offer low down payments, competitive rates, and flexible underwriting—but there are key differences that can impact your month

Jul 16, 2025 | Purchasing a Home FHA Conventional

Dreaming of Your Own Slice of Paradise? Vacation Home Buying Considerations

Dreaming of Your Own Slice of Paradise? Vacation Home Buying Considerations

Thinking about buying a vacation home? Whether it’s a beach condo or a quiet cabin in the mountains, owning a second property can offer both personal enjoyment and long-term value. But before you buy, it’s important to understand the financial

Jul 15, 2025 | Purchasing a Home

Cap Rate: Your Key to Smart Rental Property Investing

Cap Rate: Your Key to Smart Rental Property Investing

Thinking about buying a rental property? The cap rate is a very important tool for measuring potential income and risk. What Is Cap Rate?Cap rate (capitalization rate) is a percentage that shows how much annual income a property generates compared to its

Jul 10, 2025 | Purchasing a Home

A Guide to Using a Home Equity Loan for an Investment Property

A Guide to Using a Home Equity Loan for an Investment Property

If you're a homeowner with strong equity, now could be a great time to take the next step in building your financial future. One option to consider is using a home equity loan to buy an investment property. This approach can help you grow your real estate

Jul 08, 2025 | Refinancing a Home

Happy 4th of July from Resolute Lending powered by IMB!

Happy 4th of July from Resolute Lending powered by IMB!

As we gather with family and friends this Independence Day, there's something magical in the air. The smell of barbecue wafts from backyard grills, children's laughter echoes through neighborhoods, and anticipation builds for tonight's spectacular firewor

Jul 03, 2025 |