Buying a home is a major decision, and most buyers need a loan to make it happen. That’s where the mortgage contingency comes in—a clause in your purchase agreement that can protect you if your financing falls through. What Is a Mortgage Conti
Jul 29, 2025 | Purchasing a Home
When you’re buying a home, understanding the difference between appraised value and market value is essential. These two numbers often don’t match — and that can affect your mortgage and your budget. What Is Appraised Value? The appraise
Jul 24, 2025 | Purchasing a Home
Trigger Leads Are (Almost) Banned: What Homebuyers Need to Know 🚨 July 2025 Update: The U.S. House and Senate have officially passed the Homebuyers Privacy Protection Act, a bipartisan bill that will ban the abusive sale of trigger leads by credit bureaus
Jul 23, 2025 | Purchasing a Home Credit
The real estate market is changing. One of the biggest updates is a noticeable increase in the number of homes for sale. This shift could benefit buyers, as more options mean less pressure and more chances to find the right home. What’s Affecting Af
Jul 22, 2025 | Purchasing a Home
How to Improve Your Credit Score Before Buying a Home If you're dreaming of homeownership but worried your credit score might hold you back—you’re not alone. As a mortgage lender, I work with a lot of homebuyers who ask me the same question: &
Jul 18, 2025 | Purchasing a Home Refinancing a Home Interest Rates Credit
If you've ever checked your credit score on Credit Karma, your bank app, or a credit card statement—only to later find out your mortgage lender sees something completely different—you’re not alone. It’s a common source of confusion
Jul 17, 2025 | Purchasing a Home Credit
