Trigger Leads Are (Almost) Banned: What Homebuyers Need to Know 🚨 July 2025 Update: The U.S. House and Senate have officially passed the Homebuyers Privacy Protection Act, a bipartisan bill that will ban the abusive sale of trigger leads by credit bureaus
Jul 23, 2025 | Purchasing a Home Credit
How to Improve Your Credit Score Before Buying a Home If you're dreaming of homeownership but worried your credit score might hold you back—you’re not alone. As a mortgage lender, I work with a lot of homebuyers who ask me the same question: &
Jul 18, 2025 | Purchasing a Home Refinancing a Home Interest Rates Credit
If you've ever checked your credit score on Credit Karma, your bank app, or a credit card statement—only to later find out your mortgage lender sees something completely different—you’re not alone. It’s a common source of confusion
Jul 17, 2025 | Purchasing a Home Credit
Your credit score is one of the most critical factors when buying a home. Think of it as your financial resume—summarizing how well you manage debt and repay loans. This small yet mighty number, ranging from 300 to 850, gives lenders a snapshot of y
Jan 14, 2025 | Purchasing a Home Credit
In the intricate landscape of personal finance, discerning the optimal borrowing strategy can be like to navigating through a maze of options. Home equity loans and lines of credit emerge as two prominent pathways for homeowners intent on leveraging their
Aug 29, 2024 | Credit