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Creative Ways to Fund a Down Payment (First-Time Homebuyers Guide)

Creative Ways to Fund a Down Payment (First-Time Homebuyers Guide)

Creative Ways to Fund Your Down Payment as a First-Time Homebuyer Saving for a down payment doesn’t have to take forever. As a first-time homebuyer, you actually have several paths to fund your down payment—some you may not have considered. T

Sep 13, 2025 | Purchasing a Home VA Loans FHA Conventional USDA Down Payment

Why Buying a Duplex Makes Financial Sense

Why Buying a Duplex Makes Financial Sense

Buying a duplex lets you live in one unit while collecting rent from the other. It's a smart way to reduce housing costs while building wealth through real estate. Why Duplex Living Makes Financial Sense Living in a duplex while renting the other unit can

Sep 09, 2025 | Purchasing a Home

Tips for Short-Term Rental Success

Tips for Short-Term Rental Success

Thinking About Turning Your Property Into a Short-Term Rental? Short-term rentals through platforms like Airbnb or VRBO can be a good source of extra income. But before you jump in, it’s important to know what this type of real estate investment rea

Sep 04, 2025 | Purchasing a Home

The Mortgage Spread is Shrinking

The Mortgage Spread is Shrinking

Have you been waiting for the perfect moment to buy your first home or refinance your current mortgage? Well, here's some news that might just make your day. The mortgage spread—that crucial gap between treasury yields and mortgage rates—has p

Sep 02, 2025 | Purchasing a Home

Applying for a Mortgage: Fixed or Adjustable Rate?

Applying for a Mortgage: Fixed or Adjustable Rate?

Choosing a mortgage is one of the most important financial decisions you'll make when buying a home. Two of the most common types are fixed-rate mortgages and adjustable-rate mortgages (ARMs). Each comes with its own set of benefits and trade-offs. Knowin

Aug 28, 2025 | Purchasing a Home

Force-Placed Insurance: The Costly Mistake Every Homeowner Should Avoid

Force-Placed Insurance: The Costly Mistake Every Homeowner Should Avoid

Force-placed insurance, also called lender-placed insurance, is a type of property insurance that your mortgage lender can add to your loan if your own coverage lapses. It’s typically more expensive and less comprehensive than a standard homeowners

Aug 19, 2025 | Purchasing a Home