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Why Waiting for 20% Down Can Cost You More as a Homebuyer

Why Waiting for 20% Down Can Cost You More as a Homebuyer

Stop Waiting for 20% Down: Why PMI Can Help You Buy a Home Sooner One of the most common myths I hear from first-time homebuyers is this: “We’re going to wait until we have 20% down before we buy a house.” On paper, it sounds responsible

Nov 26, 2025 | Purchasing a Home FHA Conventional Moving Down Payment

Wishing you a Happy Thanksgiving!

Wishing you a Happy Thanksgiving!

As we gather with family and friends this Thanksgiving, we're taking a moment to reflect on what we're most grateful for—and that includes you. From all of us at Resolute Lending powered by IMB, thank you for trusting us with your home financing nee

Nov 26, 2025 |

VA Housing Grants for Disabled Veterans: Adapting Homes for Independence

VA Housing Grants for Disabled Veterans: Adapting Homes for Independence

The Department of Veterans Affairs offers several grant programs that help disabled veterans modify their homes for accessibility and independent living. These grants provide substantial financial assistance without requiring repayment, making home modifi

Nov 25, 2025 | VA Loans

Understanding Mortgage Liens and Property Encumbrances

Understanding Mortgage Liens and Property Encumbrances

Property ownership involves more than just holding a deed. Liens and encumbrances represent legal claims or restrictions affecting your property rights. Understanding these concepts protects your investment and prevents complications when selling, refinan

Nov 20, 2025 | Purchasing a Home

Joint VA Loans: Combining Forces for Homeownership

Joint VA Loans: Combining Forces for Homeownership

Joint VA loans allow veterans, active-duty service members, and eligible civilians to combine their financial resources to purchase a home together. While less common than standard VA loans, this option provides flexibility for borrowers who want to pool

Nov 18, 2025 | VA Loans

Are HELOC Interest Payments Tax Deductible?

Are HELOC Interest Payments Tax Deductible?

Home Equity Lines of Credit (HELOCs) provide flexible access to your home's equity, but understanding the tax implications requires careful attention to IRS rules. While HELOC interest can be tax deductible, specific requirements determine whether you qua

Nov 13, 2025 | Refinancing a Home