Nate Owens

Loan Officer

NMLS# 2535370

Nate Owens Loan Officer

Blog

Should you Hire a Real Estate Attorney When Buying a Home?

Should you Hire a Real Estate Attorney When Buying a Home?

When you’re preparing to buy a home, one question often comes up: Do you need a real estate attorney? The answer depends on the type of transaction, your comfort level with legal documents, and the guidance you already have from your real estate age

Jul 31, 2025 | Purchasing a Home

Explaining the Mortgage Contingency Clause

Explaining the Mortgage Contingency Clause

Buying a home is a major decision, and most buyers need a loan to make it happen. That’s where the mortgage contingency comes in—a clause in your purchase agreement that can protect you if your financing falls through. What Is a Mortgage Conti

Jul 29, 2025 | Purchasing a Home

The Difference between Appraised Value and Market Value

The Difference between Appraised Value and Market Value

When you’re buying a home, understanding the difference between appraised value and market value is essential. These two numbers often don’t match — and that can affect your mortgage and your budget. What Is Appraised Value? The appraise

Jul 24, 2025 | Purchasing a Home

Trigger Leads (as of July 2025)

Trigger Leads (as of July 2025)

Trigger Leads Are (Almost) Banned: What Homebuyers Need to Know 🚨 July 2025 Update: The U.S. House and Senate have officially passed the Homebuyers Privacy Protection Act, a bipartisan bill that will ban the abusive sale of trigger leads by credit bureaus

Jul 23, 2025 | Purchasing a Home Credit

The Changing Tides of the Housing Market

The Changing Tides of the Housing Market

The real estate market is changing. One of the biggest updates is a noticeable increase in the number of homes for sale. This shift could benefit buyers, as more options mean less pressure and more chances to find the right home. What’s Affecting Af

Jul 22, 2025 | Purchasing a Home

How to Improve Your Credit Score Before Buying a Home

How to Improve Your Credit Score Before Buying a Home

How to Improve Your Credit Score Before Buying a Home If you're dreaming of homeownership but worried your credit score might hold you back—you’re not alone. As a mortgage lender, I work with a lot of homebuyers who ask me the same question: &

Jul 18, 2025 | Purchasing a Home Refinancing a Home Interest Rates Credit