Creative Ways to Fund Your Down Payment as a First-Time Homebuyer Saving for a down payment doesn’t have to take forever. As a first-time homebuyer, you actually have several paths to fund your down payment—some you may not have considered. T
Sep 13, 2025 | Purchasing a Home VA Loans FHA Conventional USDA Down Payment
Are you a veteran or currently serving in the military? If you're thinking about buying a home, a VA loan could be a valuable option. Backed by the Department of Veterans Affairs, VA loans offer benefits like no down payment and no private mortgage insura
Aug 26, 2025 | VA Loans
How a Temporary Rate Buydown Works (3/2/1, 2/1, 1/1, & 1/0 Options) In today’s higher-rate environment, a temporary rate buydown is a powerful strategy to make your mortgage payments more affordable in the early years—especially when a sel
Aug 09, 2025 | Purchasing a Home Interest Rates VA Loans FHA Conventional
VA loans are a powerful benefit available to eligible veterans, active-duty service members, and some surviving spouses. One of their biggest advantages? Lower interest rates compared to most conventional loans. But how does that actually work? Government
Aug 07, 2025 | VA Loans
VA Loan Termite Inspection Requirements Just Changed — Here's What You Need to Know As of July 1, 2025, the U.S. Department of Veterans Affairs quietly updated its policy regarding wood-destroying insect (WDI) and wood-destroying organism (WDO) insp
Aug 01, 2025 | Purchasing a Home Refinancing a Home VA Loans Guidelines
VA loans have long been a key benefit for veterans, offering no down payment, competitive interest rates, and no private mortgage insurance (PMI). But today, some veterans are choosing conventional loans instead. This might seem surprising at first, but t
Jul 01, 2025 | VA Loans