Using Your 401(k) or 529 Plan for a Down Payment: What Buyers Should Know in 2026
A new proposal from the Trump administration could soon allow Americans to use their 401(k) or 529 plan savings for a home down payment without early withdrawal penalties. While this potential rule change is still being discussed, many first-time buyers m
Jan 15, 2026
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Purchasing a Home
Down Payment
First Time Home Buyer