A new proposal from the Trump administration could soon allow Americans to use their 401(k) or 529 plan savings for a home down payment without early withdrawal penalties. While this potential rule change is still being discussed, many first-time buyers m
Jan 15, 2026 | Purchasing a Home Down Payment First Time Home Buyer
Stop Waiting for 20% Down: Why PMI Can Help You Buy a Home Sooner One of the most common myths I hear from first-time homebuyers is this: “We’re going to wait until we have 20% down before we buy a house.” On paper, it sounds responsible
Nov 26, 2025 | Purchasing a Home FHA Conventional Moving Down Payment
Creative Ways to Fund Your Down Payment as a First-Time Homebuyer Saving for a down payment doesn’t have to take forever. As a first-time homebuyer, you actually have several paths to fund your down payment—some you may not have considered. T
Sep 13, 2025 | Purchasing a Home VA Loans FHA Conventional USDA Down Payment